2018

Live Somewhere That Is Flexible On Renters Insurance? 3 Reasons To Get Coverage Anyways

While some apartment managers and landlords absolutely require their tenants to get renters insurance, it may not always be a requirement as a tenant. If you've moved somewhere that's flexible on you needing to pick up renters insurance, you may be hesitant to spend the extra money—especially if you've never purchased this kind of insurance before. If you're wary of getting insurance after moving into your apartment, consider the following reasons why it can be a great decision—even with the cost involved.

Government Sending You Overseas? Why You Need DBA Insurance

Government workers who are sent to work on foreign bases have a lot to take care of before they leave for the other country. Life on foreign soil can oftentimes be completely different from the way that things were handled when living in domestic territory. The switch comes with lots of benefits but several risks as well. If you want to guard yourself against the potential risks that await you in the new place find out why you should purchase Defense Base Act (DBA) insurance.

Homeowner's Insurance Tips For Protecting Your Rural Home From Wildfires

Now that the ink has dried on your rural home sale and you are officially a homeowner, it is your responsibility to protect your new investment from the ever-present threat of wildfire. In addition to adequately insuring your home against fires, some of the best ways to protect your investment are covered below in the following tips: Tip: Clear the Defensible Space Around Your Home and Outbuildings Once a fire takes hold in a rural area, it tends to burn fast and hot.

How The Mileage You Put On Your Car Affects Car Insurance Rates

One of the top ways to save money on auto insurance is by taking advantage of any and all discounts your auto insurance company offers, and this includes a discount for low mileage. Although many people do not realize that the mileage you put on your car affects the rates you pay, this is really true, and here is how your mileage affects the amount of money you pay for auto insurance.

Home Insurance Too High? 4 Tips To Help Lower Your Premiums

If your home insurance is currently too high, there are things you can do to lower the premiums. You can then spend this money on other things or save it. To get started, below are four of these things so you can determine if you would like to do any or all of them. Make Your Home Safer Making your home safer will help prevent someone from breaking in. This affects your premiums because when someone breaks in, they may damage your home as well as stealing valuables that the insurance company has to cover.

Tips For Insuring A Second Home

If you own a house already and are in the process of buying a second home to use as a vacation home, you will need to contact a home insurance company to purchase a policy for this new house you are buying. As you do this, here are several things to know about insuring a second home. You should bundle Bundling is a common service offered by most insurance companies, and it is one of the best ways to save money.

Four Reasons To Work With An Independent, Personal Insurance Agent

If you need insurance for a home, vehicle, or other items, there are a couple of approaches you can take. You could call an insurance company of your choice and just buy a policy through their agent. Or, you could contact a personal insurance agent, who works independently of insurance companies, and let this agent shop around and find insurance for you. While many people have good experiences buying directly from an insurance company, there are a few benefits of working with an independent personal insurance agent.

Should You Cancel Your Homeowner's Insurance After Paying Off Your Mortgage?

You probably know that if you have a mortgage on your house, your lender will require that you carry homeowner's insurance on the house. This is a standard requirement by all lenders, but the requirement is no longer valid once you make the last payment on your mortgage loan. At this time, you might wonder if you should cancel your homeowner's policy because you no longer are required to have it.