Sandra Cole

Important Basics To Understand About Car Insurance

If you have a vehicle, you probably know that you need to carry car insurance on your vehicle. However, it is important for you to not just carry car insurance, but for you to understand how it works. Understanding how your coverage works will allow you to protect yourself and get the most from your insurance at the same time. Basic #1: State Coverage is Only the Minimum In most states, you are required to carry a minimum level of coverage.

3 Factors That Affect Your Homeowners Insurance Premiums

Are you overpaying for your homeowners insurance? Many people feel like they are, but the only way to know is by requesting quotes from other companies. Every insurance company uses a similar model to calculate premiums, yet each company might provide a different policy cost. While many factors affect homeowners insurance premiums, here are three of the top factors that affect the price you pay. Your Insurance Score Most people are familiar with their credit scores, but many do not know that insurance companies use insurance scores when calculating premiums.

Ways To Reduce Your Car Insurance Bills

Car insurance is a product you need if you own a car or drive someone else's car often. Car insurance is one of the most prevalent types of insurance products you can purchase because so many people own and operate vehicles. While you need car insurance, you should never overpay for it. You can choose from hundreds of insurance companies for your policy, and you can save money on your bills by following these four tips.

Choosing Medical Malpractice Coverage

As a new doctor branching out into your own practice for the first time, you're probably trying to get all of the details in order. One of the things that you need to secure right away is medical malpractice insurance. If you've never dealt with malpractice insurance before, you may not know where to start. Here are a few things that you should keep in mind when you start shopping for a policy.

Does Completing Driver School Offer A Discount On Car Insurance?

Driving school is something that anyone can attend, and it is something you can do in person in a classroom setting or online. The question you might have about this is whether completing a program like this will give you a discount on your car insurance. If you are wondering about this, here are some important details to know when it comes to driving school and your car insurance rates.

Need Extra Help Choosing a Medicare Supplement Plan?

Whether you're turning 65 next year or already have a Medicare Parts A and B plan, you may be wondering about your Medicare Supplement plans, also known as Medigap. Many seniors find these supplements to be an invaluable way to insure against medical expenses that aren't covered by Parts A and B, but with so many options (at so many price points) choosing the right plan can be tough. Read on to learn more about factors to consider when choosing a Medigap plan for 2020, as well as some resources to assist you in making this decision.

3 Benefits Of Paying Cash For A Car

When the time comes for you to replace your car with a new one, you could either finance one or pay upfront for it if you have enough cash on hand. If you have cash to make this purchase, you will benefit greatly by using it to buy the car instead of financing it. Here are three of the main benefits you will receive by doing this. You will avoid paying interest on the car

What You Should Know About SR22 Insurance

When it comes to auto insurance, there are various policies to choose from. If you have been in trouble with the law, the term SR22 insurance may have come up. SR22 insurance is actually a certification that is filed within the state you live in. It essentially allows your state to verify that you are carrying at least the minimal amount of insurance mandated by the state and that you are financially responsible for any accidents you are involved in.

What To Do If Your Car Is Damaged And You Do Not Know Who Caused It?

If you are in a regular type of car accident, it is not usually hard to know who caused the accident, and whoever caused it generally pays the bills for it. But, what if you are in an accident or your car is damaged while it is parked, and you do not know who caused the damage? This is when it can get tricky with filing a claim, and here are a few things you should know about this.

4 Things to Know About State-Minimum Auto Insurance

Shopping around for auto insurance coverage? If so, then you might also be looking into buying state-minimum coverage. This is an especially common option for those driving older cars and those looking to pay as little as possible for their coverage. Before you purchase a state-minimum policy, however, there are a few things you should know. Each State's Minimums Can Vary Be sure to check your state's current laws and requirements when it comes to state-minimum coverage, as each state's option can vary greatly.