Sandra Cole

Six Things You Can Do To Bring Down The Costs Of Your Commercial Auto Insurance

Commercial auto insurance is a necessary expense for any company that relies on vehicles to take care of business. Any funds put into insurance will cut into a company's bottom line. However, there are fortunately numerous things a company can do to minimize commercial auto insurance expenses. The following are six things you can do to bring down the costs of your commercial auto insurance: Check on the availability of claim-free discounts with your provider

Homeowners Insurance Needs When Offering Home Sharing Services

Home sharing is something that is becoming very popular today, and there are one or two major companies that homeowners can use to offer these services. With home sharing, you basically rent out your entire house or just a room to people who need a place to stay. People rent places like because they are often less costly than hotel expenses and because they offer more comfort, simply because they are homes.

Why You Should Check Your License Plate From Time To Time

Having a license plate is obviously an important part of driving your car, but you might forget about it for the most part. Many drivers don't look at their license plates very often, but you should check your license plate from time to time for these reasons. Make Sure Your License Plate Isn't Expired First of all, in many states, car license plate expiration dates are printed on the license plates.

What Is A VIN Number And Why Do You Need It For An Insurance Quote?

If you are buying a new or used car, one of the first things you will need to do is purchase car insurance for it. Car insurance is legally required to have in most states, and it is the only type of protection you can buy to protect yourself with the new vehicle you have. When you call for an insurance quote, the agent will probably ask you for the VIN number of the car.

Live Somewhere That Is Flexible On Renters Insurance? 3 Reasons To Get Coverage Anyways

While some apartment managers and landlords absolutely require their tenants to get renters insurance, it may not always be a requirement as a tenant. If you've moved somewhere that's flexible on you needing to pick up renters insurance, you may be hesitant to spend the extra money—especially if you've never purchased this kind of insurance before. If you're wary of getting insurance after moving into your apartment, consider the following reasons why it can be a great decision—even with the cost involved.

Government Sending You Overseas? Why You Need DBA Insurance

Government workers who are sent to work on foreign bases have a lot to take care of before they leave for the other country. Life on foreign soil can oftentimes be completely different from the way that things were handled when living in domestic territory. The switch comes with lots of benefits but several risks as well. If you want to guard yourself against the potential risks that await you in the new place find out why you should purchase Defense Base Act (DBA) insurance.

Homeowner's Insurance Tips For Protecting Your Rural Home From Wildfires

Now that the ink has dried on your rural home sale and you are officially a homeowner, it is your responsibility to protect your new investment from the ever-present threat of wildfire. In addition to adequately insuring your home against fires, some of the best ways to protect your investment are covered below in the following tips: Tip: Clear the Defensible Space Around Your Home and Outbuildings Once a fire takes hold in a rural area, it tends to burn fast and hot.

How The Mileage You Put On Your Car Affects Car Insurance Rates

One of the top ways to save money on auto insurance is by taking advantage of any and all discounts your auto insurance company offers, and this includes a discount for low mileage. Although many people do not realize that the mileage you put on your car affects the rates you pay, this is really true, and here is how your mileage affects the amount of money you pay for auto insurance.

Home Insurance Too High? 4 Tips To Help Lower Your Premiums

If your home insurance is currently too high, there are things you can do to lower the premiums. You can then spend this money on other things or save it. To get started, below are four of these things so you can determine if you would like to do any or all of them. Make Your Home Safer Making your home safer will help prevent someone from breaking in. This affects your premiums because when someone breaks in, they may damage your home as well as stealing valuables that the insurance company has to cover.

Tips For Insuring A Second Home

If you own a house already and are in the process of buying a second home to use as a vacation home, you will need to contact a home insurance company to purchase a policy for this new house you are buying. As you do this, here are several things to know about insuring a second home. You should bundle Bundling is a common service offered by most insurance companies, and it is one of the best ways to save money.