If you own a house already and are in the process of buying a second home to use as a vacation home, you will need to contact a home insurance company to purchase a policy for this new house you are buying. As you do this, here are several things to know about insuring a second home. You should bundle Bundling is a common service offered by most insurance companies, and it is one of the best ways to save money. [Read More]
Four Reasons To Work With An Independent, Personal Insurance Agent
If you need insurance for a home, vehicle, or other items, there are a couple of approaches you can take. You could call an insurance company of your choice and just buy a policy through their agent. Or, you could contact a personal insurance agent, who works independently of insurance companies, and let this agent shop around and find insurance for you. While many people have good experiences buying directly from an insurance company, there are a few benefits of working with an independent personal insurance agent. [Read More]
Should You Cancel Your Homeowner's Insurance After Paying Off Your Mortgage?
You probably know that if you have a mortgage on your house, your lender will require that you carry homeowner's insurance on the house. This is a standard requirement by all lenders, but the requirement is no longer valid once you make the last payment on your mortgage loan. At this time, you might wonder if you should cancel your homeowner's policy because you no longer are required to have it. [Read More]
Some Things You Should Know About Your Home Insurance
Carrying home insurance is incredibly important. If this is your first time owning a home, then you are probably wondering who to choose for your insurance, how much you should spend on it an so forth. Here are some things that you should know: What Kind Of Coverage Should I Be Getting? There are standard types of insurance that are pretty common for most homeowners. If you are owning a normal single family home and not doing anything crazy in the home, then you might need something else. [Read More]