4 Types of Coverage to Add to Your Standard Homeowner's Insurance

Due to the value of your house, protecting it with an insurance policy can be among the most essential things that you do to protect yourself against sudden financial losses stemming from property damage. Yet, there are many problems that a standard homeowner's insurance policy will not cover, but there may be addendums that you can purchase to enhance the coverage your policy provides. Earth Movement Coverage For those that live in seismically active areas, earthquakes and landslides can be a threat that may strike your home at any time. [Read More]

3 Reasons Stay-At-Home Parents Need Life Insurance Policies

Some people tend to believe that life insurance policies should be reserved for the individual in the family that is financially supporting the household rather than the individual staying at home. However, when you really sit down and think about it, the stay-at-home parent is just as financially supportive of the household as the only that is physically bringing in the dough. For example, the stay-at-home parent cooks, cleans, teaches, and takes care of the kids – all of which are considered jobs that earn people money. [Read More]

3 Tips To Help You Determine If A Deceased Loved One Had Life Insurance

When someone you love passes away, it is wonderful if you had a close enough relationship with that person that they shared with you the details about their final plans and life insurance policies. However, it is not at all uncommon for people to just not talk about such matters. Therefore, you could easily be left trying to handle your loved one's final affairs without even knowing if they had life insurance or not. [Read More]

The Good, Bad, And Ugly Of Basic Liability Auto Insurance Coverage

The requirement to maintain auto insurance in most states is a law that protects all drivers from facing an auto accident without getting paid for damages caused to their vehicle by another driver. However, having to maintain auto insurance is also an extra bill that individuals have to take on, which can be strenuous on the budget if you don't have a lot to work with already. In this situation, most drivers opt for basic liability coverage if they can. [Read More]