Should You Use An Insurance Agent Or Insurance Broker To Get Your Car Insurance?

Your state requires you to have car insurance if you drive. Many states have minimums of coverage you must carry. If you aren't sure what the minimums are in your state, the insurance company or agency will be able to tell you what you need. When you are looking for car insurance, there are a lot of ways that you can find the policy that will work best for you. One of the ways is to talk to an insurance agent or broker. [Read More]

4 Car Insurance Mistakes To Avoid

Purchasing insurance coverage is a great way to get financial protection against an auto accident, theft, or other incidents. So it is a huge mistake to lack coverage. However, depending on the type of vehicle and your budget limit, your insurance costs may be high or low. It is imperative to consult an insurance company for coverage prices beforehand. That way, you will avert the risk of being underinsured and have the best benefit for the least amount payable. [Read More]

Business Insurance | What Every Small Business Owner Needs To Know

Opening a small business may be a dream for many people, but the insurance needs can be overwhelming. Here are a few things you will need to know. General Liability  This is the most important insurance for any business, large or small. It protects you from third-party claims of bodily injury and property damage. If someone sues you or your business, this insurance will cover the cost of a defense lawyer, medical bills, and any monetary damages that may be awarded. [Read More]

How An Insurance Damages Expert Can Get You More Money Than Your Insurer Is Offering

The insurance agent that sells you your policy might have nothing but great things to say about how the company they work for takes care of their customers. But there is another side to the insurance industry that you will not become familiar with until you actually need to file a claim. Even the most reputable insurance providers have a natural inclination to try and keep their expenses down when paying out claims in order to protect the company's bottom line. [Read More]