Important Basics To Understand About Car Insurance

If you have a vehicle, you probably know that you need to carry car insurance on your vehicle. However, it is important for you to not just carry car insurance, but for you to understand how it works. Understanding how your coverage works will allow you to protect yourself and get the most from your insurance at the same time. Basic #1: State Coverage is Only the Minimum In most states, you are required to carry a minimum level of coverage. [Read More]

3 Factors That Affect Your Homeowners Insurance Premiums

Are you overpaying for your homeowners insurance? Many people feel like they are, but the only way to know is by requesting quotes from other companies. Every insurance company uses a similar model to calculate premiums, yet each company might provide a different policy cost. While many factors affect homeowners insurance premiums, here are three of the top factors that affect the price you pay. Your Insurance Score Most people are familiar with their credit scores, but many do not know that insurance companies use insurance scores when calculating premiums. [Read More]

Ways To Reduce Your Car Insurance Bills

Car insurance is a product you need if you own a car or drive someone else's car often. Car insurance is one of the most prevalent types of insurance products you can purchase because so many people own and operate vehicles. While you need car insurance, you should never overpay for it. You can choose from hundreds of insurance companies for your policy, and you can save money on your bills by following these four tips. [Read More]

Choosing Medical Malpractice Coverage

As a new doctor branching out into your own practice for the first time, you're probably trying to get all of the details in order. One of the things that you need to secure right away is medical malpractice insurance. If you've never dealt with malpractice insurance before, you may not know where to start. Here are a few things that you should keep in mind when you start shopping for a policy. [Read More]