3 Factors That Affect The Cost Of Contractor Liability Insurance

Any construction site poses a risk to the health and safety of a construction crew. Contractors need to have a comprehensive insurance policy in place to protect themselves against the financial ramifications of any worksite accident. The cost of a contractor liability insurance policy can vary, so it's important that you understand some of the factors that can affect the price of these insurance policies. An understanding of these factors will help you maximize your coverage while maintaining affordable premiums in the future. [Read More]

6 Key Considerations to Make When Purchasing an Auto Insurance Policy

A lot of motorists unfortunately don't put enough consideration into their auto insurance policy selection. If you don't put enough consideration into your auto insurance policy, it can hurt you down the road. You might pay more than necessary or realize they don't have needed coverage when it's time to file a claim. The following are six key considerations to take into account when you purchase an auto insurance policy.  [Read More]

Important Basics To Understand About Car Insurance

If you have a vehicle, you probably know that you need to carry car insurance on your vehicle. However, it is important for you to not just carry car insurance, but for you to understand how it works. Understanding how your coverage works will allow you to protect yourself and get the most from your insurance at the same time. Basic #1: State Coverage is Only the Minimum In most states, you are required to carry a minimum level of coverage. [Read More]

3 Factors That Affect Your Homeowners Insurance Premiums

Are you overpaying for your homeowners insurance? Many people feel like they are, but the only way to know is by requesting quotes from other companies. Every insurance company uses a similar model to calculate premiums, yet each company might provide a different policy cost. While many factors affect homeowners insurance premiums, here are three of the top factors that affect the price you pay. Your Insurance Score Most people are familiar with their credit scores, but many do not know that insurance companies use insurance scores when calculating premiums. [Read More]