What Does It Mean To Be An Uninsurable Risk?

Getting denied auto insurance once is annoying. However, receiving multiple denials from a variety of companies often indicates you are uninsurable in some way. Here's what that means and what you can do to overcome this problem to get the coverage you need for your vehicles. The Risk of Loss is Too High As they are in the business of making money, insurance companies evaluate applicants based on how likely they are to file claims for accidents, property loss, and other issues. [Read More]

Is Everyone Listed? Who You Need To Add To Your Auto Insurance Policy

If you're going to buy new auto insurance, now's the time to think about the policy. This is especially important with regard to the people in your home. You might think you only need to add yourself to your new policy. But, that might not be the case. Read the list provided below. If you have any of these drivers in your home, be sure to add them to your auto insurance as soon as possible. [Read More]

Should You Use An Insurance Agent Or Insurance Broker To Get Your Car Insurance?

Your state requires you to have car insurance if you drive. Many states have minimums of coverage you must carry. If you aren't sure what the minimums are in your state, the insurance company or agency will be able to tell you what you need. When you are looking for car insurance, there are a lot of ways that you can find the policy that will work best for you. One of the ways is to talk to an insurance agent or broker. [Read More]

4 Car Insurance Mistakes To Avoid

Purchasing insurance coverage is a great way to get financial protection against an auto accident, theft, or other incidents. So it is a huge mistake to lack coverage. However, depending on the type of vehicle and your budget limit, your insurance costs may be high or low. It is imperative to consult an insurance company for coverage prices beforehand. That way, you will avert the risk of being underinsured and have the best benefit for the least amount payable. [Read More]