Home Insurance Too High? 4 Tips To Help Lower Your Premiums

If your home insurance is currently too high, there are things you can do to lower the premiums. You can then spend this money on other things or save it. To get started, below are four of these things so you can determine if you would like to do any or all of them. Make Your Home Safer Making your home safer will help prevent someone from breaking in. This affects your premiums because when someone breaks in, they may damage your home as well as stealing valuables that the insurance company has to cover. [Read More]

Tips For Insuring A Second Home

If you own a house already and are in the process of buying a second home to use as a vacation home, you will need to contact a home insurance company to purchase a policy for this new house you are buying. As you do this, here are several things to know about insuring a second home. You should bundle Bundling is a common service offered by most insurance companies, and it is one of the best ways to save money. [Read More]

Four Reasons To Work With An Independent, Personal Insurance Agent

If you need insurance for a home, vehicle, or other items, there are a couple of approaches you can take. You could call an insurance company of your choice and just buy a policy through their agent. Or, you could contact a personal insurance agent, who works independently of insurance companies, and let this agent shop around and find insurance for you. While many people have good experiences buying directly from an insurance company, there are a few benefits of working with an independent personal insurance agent. [Read More]

Should You Cancel Your Homeowner's Insurance After Paying Off Your Mortgage?

You probably know that if you have a mortgage on your house, your lender will require that you carry homeowner's insurance on the house. This is a standard requirement by all lenders, but the requirement is no longer valid once you make the last payment on your mortgage loan. At this time, you might wonder if you should cancel your homeowner's policy because you no longer are required to have it. [Read More]